Cash Reserve Calculator
Calculate recommended emergency reserves for your rental property.
Property Details
Current Reserves
Reserve Status
low
Current vs Recommended
$5,000 / $14,950
Recommended Reserve Breakdown
Vacancy Reserve
1 month rent for turnover
Operating Reserve
3 months of expenses
CapEx Reserve
1 year of capital expenditures
Emergency Repair Fund
1% of property value
Total Recommended$14,950
Reserve Tiers
Minimum$6,200
3 months expenses + vacancy
Recommended$14,950
Based on your property profile
Ideal$19,150
6 months + full CapEx + emergency
Build Your Reserve
Shortfall Amount
$9,950
Monthly Savings Needed
$829/mo
To reach goal in 12 months
Reserve Best Practices:
- Keep reserves in a separate high-yield savings account
- Replenish reserves immediately after using them
- Review and adjust reserves annually or when property conditions change
- Consider higher reserves for older properties or volatile markets