Investment Calculator
Rent vs Buy Calculator
Make data-driven investment decisions. Compare the financial outcomes of renting versus buying over your investment horizon.
Property Purchase Details
$100,000
Investment Horizon
Buying is Better
Over 7 years, buying saves you approximately:
$37,441
Break-even point: Year 1
Buy Scenario
Monthly Payment$2,956
Future Property Value$491,950
Equity at Year 7$216,447
Total Cost-$348,302
Net Position-$31,855
Rent Scenario
Starting Monthly Rent$2,500
Total Rent Paid-$229,874
Investment Growth$160,578
Net Position-$69,296
Key Factors in Your Decision
Appreciation
Property values typically appreciate over time, building equity
Opportunity Cost
Down payment could be invested elsewhere for returns
Time Horizon
Longer holding periods favor buying due to equity buildup
Interest Rates
Lower rates make buying more attractive vs renting