Loan Programs

Loan Comparison Matrix

Compare all the loan programs we offer side-by-side to find the perfect financing solution for your investment strategy.

Feature	PopularDSCR 30-YearLong-term rental financing	PopularDSCR Short-Term RentalVacation & Airbnb properties	DSCR 5/1 ARMAdjustable rate option	Multi-Family (5+)Apartment buildings	CommercialRetail, office, industrial	Bridge LoanShort-term financing
Basic Terms
Interest Rates	7.25% - 8.75%	7.50% - 9.00%	6.75% - 8.25%	7.00% - 8.50%	7.50% - 9.50%	9.00% - 12.00%
Max LTV	Up to 80%	Up to 75%	Up to 80%	Up to 75%	Up to 70%	Up to 85%
Min DSCR	1.0	1.0	1.0	1.25	1.25	N/A
Loan Amount	$100K - $3M	$100K - $2M	$100K - $3M	$500K - $10M	$500K - $15M	$100K - $5M
Loan Term	30 Years	30 Years	30 Years (5yr fixed)	5-30 Years	5-25 Years	6-24 Months
Prepayment	3-2-1 or 5-4-3-2-1	3-2-1	3-2-1	Yield maintenance	Yield maintenance	None
Closing Time	14-21 days	14-21 days	14-21 days	30-45 days	45-60 days	7-14 days
Eligible Property Types
Property Types
Features & Requirements
No Income Verification
LLC Vesting
Foreign Nationals
Cash-Out Refinance
Interest-Only Option
No Reserves Required
First-Time Investors
Portfolio Loans
Recommendation
Best For	Buy-and-hold investors seeking stable, long-term financing	Airbnb hosts and vacation rental investors	Investors planning to refinance or sell within 5 years	Experienced investors scaling to larger properties	Commercial real estate investors and developers	Fix-and-flip investors or those needing quick capital

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