Financing Navigator
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Loan Amount: $240,000
Down Payment: $60,000
Conventional Loan
Rate: 6.5% - 7.5%Min Down: 20%Close: 30-45 days
Strong credit for this loan
DSCR Loan
Rate: 7.5% - 9.5%Min Down: 20%Close: 21-30 days
FHA Loan
Rate: 6.0% - 7.0%Min Down: 3.5%Close: 30-45 days
Strong credit for this loanExceeds minimum down payment
Primary residence only
VA Loan
Rate: 5.5% - 6.5%Min Down: 0%Close: 30-45 days
Strong credit for this loanExceeds minimum down payment
Primary residence onlyRequires veteran status
Hard Money Loan
Rate: 10% - 15%Min Down: 30%Close: 7-14 days
Strong credit for this loan
Requires 30%+ down paymentExperience typically required
Private Money
Rate: 8% - 14%Min Down: 25%Close: 7-21 days
Strong credit for this loan
Requires 25%+ down payment
Portfolio Loan
Rate: 7.0% - 8.5%Min Down: 25%Close: 30-45 days
Requires 25%+ down payment
Commercial Loan
Rate: 7.5% - 10%Min Down: 25%Close: 45-90 days
Requires 25%+ down paymentExperience typically required