Move-In Cost Calculator
Calculate total cash needed for home purchase including all move-in expenses.
Down Payment
$70,000
Additional Costs
$14,050
Total Move-In
$84,050
+ Reserves
$96,850
Purchase Details
$350,000
20%
3%
Closing Costs$6,150
Prepaid Costs$4,300
Moving Costs$3,600
Furnishing Costs$0
Complete Cost Breakdown
| Category | Amount |
|---|---|
| Down Payment (20%) | $70,000 |
Closing Costs 6 items | $6,150 |
Prepaid Costs 3 items | $4,300 |
Moving Costs 6 items | $3,600 |
Furnishing Costs 0 items | $0 |
| Total Move-In Cost | $84,050 |
Recommended Reserves 6 months of payments | $12,800 |
| Total Cash Needed | $96,850 |
Cost Distribution
Down Payment$70,000 (83.3%)
Closing$6,150 (7.3%)
Prepaid$4,300 (5.1%)
Moving$3,600 (4.3%)
Furnishing$0 (0.0%)
Money-Saving Tips
- • Negotiate seller concessions to cover closing costs
- • Compare multiple lenders for best rates and fees
- • Ask about first-time buyer programs and grants
- • Get multiple quotes for moving and services
- • Prioritize essential repairs and furnishings
- • Consider DIY for cleaning and minor repairs
Ready to Buy?
Get pre-qualified and know exactly what you can afford.